83/ 100
Robust

LOWELL FINANCIAL LTD

Active04558936|Private Limited Company|Est. 24 years ago|Updated 12 Apr 2026
Financial Health
45
Compliance & Legal
72
Governance & Structure
45
Network Risk
70
Operational Quality
53

LOWELL FINANCIAL LTD (04558936) is a private limited company registered in LEEDS, incorporated in 2002. The company operates in the activities of collection agencies sector. Our database holds 89 signals from 10 official sources covering this company's filings, appointments, and regulatory records. Risk assessment: 83/100 ("robust"), reflecting a strong compliance and financial profile. The company has 3 outstanding mortgage charges registered with Companies House.

Key Facts

Status
Active
Company Type
Private Limited Company
Location
LEEDS, LS15 8GH
Incorporated
10 Oct 2002
Accounts Category
AUDIT EXEMPTION SUBSIDIARY
Next Accounts Due
30 Sept 2026
Next Statement Due
13 Apr 2026 (overdue)
Mortgage Charges
14
Outstanding
3

Business Profile

Business Model
Agency

Directors (4)

View all
  • MJ
    MR JOHN SIMON PEARS
    Director since 19 Jun 2018
  • MK
    MR KEVIN MICHAEL BLAKE
    Director since 1 Jul 2022
  • MK
    MRS KATHRYN MARY MORGAN
    Director since 1 Jul 2022
  • MC
    MS CHRISTINA ANGELA FINAN
    Director since 25 Nov 2025

Data Signals

View details
89
Total Signals
10
Data Sources
83/100
Risk Score

Good data coverage from 10 sources. Risk score of 83 indicates a strong compliance profile.

Financial
50
Compliance
20
ESG
9
Risk
4
Governance
3
corporate_structure
2
innovation
1

Industry Context

LOWELL FINANCIAL LTD is 1 of 15 activities of collection agencies companies in LEEDS, out of 526 active companies in this sector nationally (616 including dissolved).

9.3 yrs
Sector avg. age
89.7%
Older than peers
0.2%
Sector dissolution
Company: 24 yearsSector avg: 9.3 yrs
Older than 89.7% of active companies in this sector

Director Network

The 4 directors of LOWELL FINANCIAL LTD are connected to 28 other companies.

Of these, 1 (4%) are dissolved or failed.

Mortgage Charges

9
Total charges
1
Outstanding
8
Satisfied

Regulatory Status

FCA Regulated
FRN: 730175

Compliance & Trade

ICO Registered
LEI Registered

Payment Practices

Period ending 31 Dec 2025
32 days
Avg. payment time
55%
Paid within 30 days
28%
Paid after 60 days

LOWELL FINANCIAL LTD pays invoices in an average of 32 days. 55% are paid within 30 days.

Data Sources

This company profile is built from 9 official data sources: Ch Officers, Companies House, FCA Register, GLEIF, Gateway to Research, Gender Pay Gap Service, ICO, Payment Practices, WHOIS.

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Frequently Asked Questions

Who are the directors of LOWELL FINANCIAL LTD?

Current directors include MR JOHN SIMON PEARS, MR KEVIN MICHAEL BLAKE, MRS KATHRYN MARY MORGAN and 1 more.

Where is LOWELL FINANCIAL LTD registered?

LOWELL FINANCIAL LTD is registered in LEEDS, United Kingdom.

What is the SIC code for LOWELL FINANCIAL LTD?

LOWELL FINANCIAL LTD operates under SIC code 82911 — Activities of collection agencies.

What is the risk score for LOWELL FINANCIAL LTD?

LOWELL FINANCIAL LTD has a risk score of 83 out of 100, classified as "Robust". This score is calculated from 89 data signals across 10 government sources.

When are the next accounts due for LOWELL FINANCIAL LTD?

The next accounts for LOWELL FINANCIAL LTD are due on 30 Sept 2026.

What is the activities of collection agencies sector like in the UK?

The dissolution rate for the activities of collection agencies sector in the UK is 0.2%. The average company age in this sector is 9.3 years.

Is LOWELL FINANCIAL LTD still trading?

LOWELL FINANCIAL LTD is currently listed as "Active" on Companies House, indicating it is still a registered company. An "Active" status means the company has not been dissolved, struck off, or entered into liquidation.

What type of company is LOWELL FINANCIAL LTD?

LOWELL FINANCIAL LTD is registered as a Private Limited Company, which is a company limited by shares whose shares are not offered to the general public. It is the most common type of UK company, offering limited liability to its shareholders.

How old is LOWELL FINANCIAL LTD?

LOWELL FINANCIAL LTD was incorporated on 10 Oct 2002, making it 24 years old. The company remains active and in good standing.

What industry does LOWELL FINANCIAL LTD operate in?

LOWELL FINANCIAL LTD is classified under SIC code 82911 (Activities of collection agencies). The Standard Industrial Classification system is used by the UK government to categorise businesses by their primary economic activity.

How much data is available on LOWELL FINANCIAL LTD?

We track 89 data signals from 10 official government sources for LOWELL FINANCIAL LTD.

Data verified: 12 Apr 2026 from 10 official sources · Data sourced from Ch Officers, Companies House, FCA Register, GLEIF, Gateway to Research, Gender Pay Gap Service, ICO, Payment Practices, WHOIS and other official UK government databases. Verify on Companies House.